Winter storms can do serious damage to your home. In 2021, storms during the winter months caused a record $15 billion in insured losses in the U.S., as reported by the Insurance Information Institute (III). Some of the costliest winter events by insured losses from 1950 to 2021 include:
Fortunately, many homeowners insurance policies cover different types of winter storm damage, including:
Homeowners insurance is a must, particularly in the winter months. However, filing a claim might not be your best option for every winter occurrence, as it could cause your insurance rates to go up. For the greatest cost savings, take steps to prevent winter weather events before they occur.
In case of major winter storm damage, it is important to have the right homeowners insurance to cover your losses. Our friendly agent can help you find the coverage you need at the most affordable rates.