Getting in a car accident is enough to ruin anyone’s day. But if you’re involved in a hit-and-run, the experience can be especially disorienting.
You realize that your vehicle’s been hit and before you can step out to get the other driver’s information, their car is taking off into the distance.
As overwhelming as the experience can be, how you react next can play an important role in protecting yourself physically and financially. If you’ve been involved in a hit-and-run, here are some important details to consider before you leave the scene of the accident.
An accident is considered a hit-and-run when one party flees the scene of the crash, even if it’s only a fender bender. Depending on the state where you live, the consequences for leaving a crash can include criminal charges, fines, license revocation, and even jail time.
Although the penalties are steep, a driver may choose to flee for several reasons:
Like any collision, there are some basic steps you should take once the dust has settled. As the last car standing, it’s your responsibility to document as much of the accident as possible so that you are better positioned to protect yourself, your passengers, and your vehicle.
Here’s what to do if you’re the victim of a hit-and-run:
If police can identify the culprit, their insurance company could help pay for the damages. But many hit-and-run drivers are never identified, which means their liability coverage isn’t an option.
In the event of a hit-and-run, chances are you’ll have to file a claim with your insurance company. Whether the accident is covered depends on the coverages in your policy. That’s why it’s best to make sure you have the protection you need. These coverage options can help ensure you’re protected:
A car accident, no matter what the circumstances, can change your whole day, week, or month. And managing the claims process without having every piece of the puzzle can make those days and weeks feel a lot longer.At Erie Insurance, our goal is to restore your confidence and renew your optimism by giving you a fresh start. Hassle-free claims service and fair assessments are what we’re all about. Learn more about auto insurance from ERIE or talk to your local ERIE agent to make sure you have everything you need to get back on the road and back to your life.
Haven’t heard of us? Erie Insurance started with humble beginnings in 1925 with a mission to emphasize customer service above all else. Though we’ve grown to reach the Fortune 500 list, we still haven’t lost the human touch.
Contact NorthGroup Insurance today to experience the ERIE difference for yourself.