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NorthGroup Insurance Services, Inc

13903 S Old Statesville Rd
Huntersville, NC 28078

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3824 Barrett Dr, Ste 101
Raleigh, NC 27609

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Why You Need Renters Insurance

When you move into an apartment in Raleigh, NC it’s a good idea to purchase a renters insurance policy. Many landlords make it part of the lease obligation for the tenant to purchase a policy for renters insurance. Your landlord might want you to show verification of coverage for a complete year prior to signing the lease. Your entire lease could be overruled by failing to show adequate insurance coverage in a timely manner. 

Why You Want Renters Insurance

The primary reason a person wants renters insurance in Raleigh, NC is they are legally obligated to have it. Another reason might be to protect any expensive personal property they have. Most people have something expensive, they bring with them, such as electronic equipment or musical instruments. These items, if lost due to theft or fire, are not covered under the landlord’s policy. In addition, your landlord’s insurance has no liability coverage for your belongings. In order to receive any form of reimbursement, you need to have a current policy of renters insurance. 

Types of Renter Insurance Coverage

What kind of coverage do you need with renters insurance? This is something you can get more information from when you contact Young Insurance Associates, Inc. serving the Raleigh, NC area. Anyone knows the importance of insuring property in your home, apartment, or condo that holds substantial monetary value. Call Young Insurance Associates to discuss the advantages of renters insurance. 

Visit Our Web Page

Anyone between the ages of 18 and 60 years may need renters insurance at some point in their life. Therefore, you should visit the web page for Young Insurance Associates Inc., found at If you are interested in learning more about renters insurance in Raleigh, NC.

Five RV Insurance Factors to Consider

Five RV Insurance Factors to Consider

There are a lot of great RV parks and campgrounds around Raleigh and greater North Carolina. For many campers, an RV or motorhome makes for a great getaway, offering the comforts of home on the go. If you own or are looking for an RV, however, you need to closely consider RV Insurance. Young Insurance Associates Inc has helped countless campers in Raleigh, NC obtain the right insurance for their needs. Let’s take a look at 5 factors you should consider when shopping for recreational vehicle insurance.

Are Personal Belongings Covered?

Many people start with the monthly premiums when considering RV insurance. However, it’s often best to start by considering what’s covered. Personal effects coverage provides insurance for items that are not permanently attached to your RV, such as laptops. You should check to see if a plan offers personal effects coverage, and if so, how much.

Full-Time Versus Part-Time RV Insurance

How often you plan to use your RV will impact insurance premiums and the type of RV insurance you should have. If you live in your RV, you’ll typically want to go with full-time insurance. If you only use your camper or motorhome for occasional getaways, part-time insurance may be a better choice.

How Much is the Deductible?

Many insurance plans carry a deductible, meaning you’ll have to pay out of pocket up to a certain amount when you make a claim. Generally speaking, higher deductibles mean lower monthly premiums, but if you need to make a claim, you’ll have to pay more out of pocket.

How Much Liability Coverage Does the Plan Offer?

Liability insurance will cover someone else’s medical bills or property damage if an accident occurs. If you have low liability coverage on your RV insurance plan, you may find yourself in court if someone sues you to recover costs and damages.

How Much Is The Premium?

You can’t forget your RV insurance premium costs, of course. However, you’ll want to consider that price in the context of what the insurance plan offers.

Looking for RV insurance for your camper, motorhome, or other recreational vehicles? Contact Young Insurance Associates Inc! We serve Raleigh, NC and other areas too!