Umbrella Insurance in North Carolina

Have you considered buying an umbrella policy? At Young Insurance Associates, we offer a range of different options to suit your needs. Here's what you need to know about purchasing an umbrella policy in North Carolina.

What would you do if you caused a major accident with multiple fatalities? Or a visiting weekend guest was severely injured in a house fire and had thousands of dollars of medical bills?

While most people like to believe that they are completely covered for the unexpected, the truth is that your standard home and auto policies only take care of so much. Once the liability levels included in these plans are exceeded, it is up to you to pay for the remaining amount from out of your own pocket. Sadly, this often means having to deal with garnished wages, selling a home, or otherwise liquidating assets. Thankfully, there is something you can do to protect your family—purchase an umbrella policy.

An umbrella policy acts like an extension of your current liability coverage and works to ensure your financial well-being after a catastrophic loss.

Who is a Good Candidate for Umbrella Insurance?

Frankly, in today's world where medical bills are astronomical and the chance of an incident happening are even higher, just about every household could benefit from an umbrella policy. However, candidates usually include those with a high income level, parents of teenage drivers, and anyone who owns their own business.

Using an Independent Insurance Agency

One of the biggest questions we receive from our clients is why they should work with us versus a nationally known agency. As independent insurance agents, we offer a higher level of flexibility than other firms. Our list of carriers includes many well-known companies, but the fact that we aren't tied to a single one allows us the freedom to find the solution that works best for your needs.

Find out more about liability coverage and how having an umbrella policy protects your family's financial future. Please contact us today for your no-obligation quote and insurance review.